HDFC
bank is an Indian banking and financial services company which is
headquartered in Mumbai, Maharashtra. The bank has its presence in
Bahrain, Hong Kong, and Dubai. It is also the largest bank in India
by market capitalisation. HDFC bank is India’s premier Housing
Finance Company that has great records in the Indian and
International Banking market.
HDFC
bank offers various products and services to its customers which are
as follows:
- Accounts and Deposits
- Loans
- Net Banking
- HDFC Bank Mobile Banking
- HDFC SME Banking
IFSC Code of HDFC Bank, Kolkata
Reserve
Bank of India (RBI) has launched IFSC codes which stand for Indian
Financial System Code. This code was introduced by the RBI in order
to ensure security and safety of the transactions. IFSC Code also
helps in indentifying the bank and branch where the account of the
beneficiary is held. RBI has also mandated IFSC code for different
bank transactions. The IFSC code helps in recognizing each and every
bank and its branches separately. The IFSC Codes follow two payment
and settlement systems in India which are as follows:
- RTGS (Real Time Gross Settlement)
- NEFT (National Electronic Fund Transfer)
IFSC
Code is 11- digit code assigned by the Reserve Bank of India (RBI) to
every bank as a part of NEFT / RTGS.
In
IFS Code
- First four characters identify the bank name i.e. HDFC
- The fifth character is always 0
- And the last character represents the branch address i.e. 002664
[The
IFSC Code used in above example is of College Street, Kolkata, West
Bengal i.e. “HDFC0002664”].
Kolkata
is
the capital of the Indian State of West Bengal. It is located on the
banks of the Hooghly River and is the principal commercial, cultural
and educational centre of East India, while port of Kolkata is
India’s oldest operating port and its sole major riverine port.













