HDFC Bank IFSC Code Kolkata | Available Here

HDFC bank is an Indian banking and financial services company which is headquartered in Mumbai, Maharashtra. The bank has its presence in Bahrain, Hong Kong, and Dubai. It is also the largest bank in India by market capitalisation. HDFC bank is India’s premier Housing Finance Company that has great records in the Indian and International Banking market.

HDFC bank offers various products and services to its customers which are as follows:

• Accounts and Deposits
• Loans
• Net Banking
• HDFC Bank Mobile Banking
• HDFC SME Banking

IFSC Code of HDFC Bank, Kolkata

Reserve Bank of India (RBI) has launched IFSC codes which stand for Indian Financial System Code. This code was introduced by the RBI in order to ensure security and safety of the transactions. IFSC Code also helps in indentifying the bank and branch where the account of the beneficiary is held. RBI has also mandated IFSC code for different bank transactions. The IFSC code helps in recognizing each and every bank and its branches separately. The IFSC Codes follow two payment and settlement systems in India which are as follows:

1. RTGS (Real Time Gross Settlement)
2. NEFT (National Electronic Fund Transfer)

IFSC Code is 11- digit code assigned by the Reserve Bank of India (RBI) to every bank as a part of NEFT / RTGS.

In IFS Code

1. First four characters identify the bank name i.e. HDFC
2. The fifth character is always 0
3. And the last character represents the branch address i.e. 002664

[The IFSC Code used in above example is of College Street, Kolkata, West Bengal i.e. “HDFC0002664”].

Kolkata is the capital of the Indian State of West Bengal. It is located on the banks of the Hooghly River and is the principal commercial, cultural and educational centre of East India, while port of Kolkata is India’s oldest operating port and its sole major riverine port.